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Fintech vendor for banks in Kazakhstan and Uzbekistan

Rocket Tech is an IT company founded in 2011: our own Ready Bank product line for banks, AI products and engineering teams built around the task. We work in Kazakhstan and, since 2025, in Uzbekistan. We consider a project done when it runs at the bank and delivers a measurable result.

Bank app on a phone screen
Market context

2026: the rules are changing all at once

Kazakhstan. The new 135-article banking law rewrote 47 acts and is coming into force in stages through 2027, while new information security requirements and new personal data rules took effect in parallel — three waves of regulation in one year, each of which has to be mapped to systems and deadlines. Uzbekistan. Reform is on schedule: Basel III capital rules are already in force, IFRS 9 follows in 2026 and consolidated supervision in 2027, and state banks holding two thirds of assets are being prepared for sale from 2027.

135
articles in Kazakhstan’s new banking law, with amendments to 7 codes and 40 laws
64,5%
of Uzbekistan’s banking assets held by the state; target: 55% by 2030
FintechstanBased on “Market radar” data

A vendor, not a contractor: our own products, deployment within the bank’s perimeter and accountability for results after launch

What a fintech vendor means for a bank

Products

Our own products, not just custom code

The Ready Bank line: CRM, mobile banking, loan origination pipeline, antifraud, integration bus, Islamic window and crypto gateway. Modules are deployed on top of the existing core banking system and connected one at a time. The product already runs in a bank: in our case, a card is issued in 15 minutes instead of a day.

Teams

Custom development and dedicated teams

When there is no ready-made product: Discovery, turnkey development or augmenting the bank’s team with engineers experienced in fintech. Team composition, timelines and responsibilities are set in the contract, with stage-by-stage acceptance.

Rollout

We take it live within the bank’s perimeter

Integration with the core banking system, processing and government services, security checks and regulatory requirements, staff training. Launch is not a demo but a working process with the metric agreed at the start.

Support

We stay after launch

SLA-based support, 24/7 monitoring, regulatory updates. Product development by the bank’s team, together with Rocket Tech or by subscription.

Products for banks — on top of the existing core banking system, one module at a time

Bank cases

Deployed products and research for banks in Kazakhstan and Uzbekistan, with figures backed by each case.

Regulatory requirements are part of the project from day one

InfoSec

Information security and data

ARDFM and Central Bank of Uzbekistan security requirements, incident notifications, personal data and in-country biometrics are built into the architecture at Discovery, not patched in after the bank’s audit.

Reporting

Reporting and controls in our products

The integration bus connects the bank’s systems with the regulator and government services and handles regulatory reporting. AI Control Gate logs model actions and masks personal data. The Islamic window prepares documents for licensing.

Requirements

We track regulatory changes

Regulatory map: applicable rules, deadlines and changes to the bank’s IT. An AI scout collects regulator publications, and experts verify applicability. Updating systems for new requirements is handled by our “Regulatory compliance” service.

How the rollout works

01 Discovery

The bank’s task, systems, data and regulatory requirements; the outcome is the scope and an implementation plan. Full format: 4–6 weeks.

02 Pilot or first version

Product deployment or development of the first version, initial integrations, testing on the bank’s real processes.

03 Integration and checks

Core banking system, processing and government services; load testing, security checks and regulatory approvals, together with the bank’s team.

04 Launch and support

Staff training, reaching the agreed metrics, SLA-based support and product development.

Stage timelines depend on the product and the bank’s systems and are fixed in the contract after Discovery.

Engagement models — from a module license to a turnkey business unit

Product

Product with implementation

A Ready Bank module or an ecosystem service under the bank’s brand
  • License, deployment and integration with the bank’s systems
  • Security checks and regulatory approvals together with the bank
  • Updates and support by subscription or by the bank’s team
  • All products
Development

Custom development and team

When there is no ready-made product or you need to strengthen your team
  • Discovery: research, hypothesis testing and a roadmap
  • Turnkey project with stage-by-stage acceptance
  • Augmenting the bank’s team with Middle+, Senior and Team Lead engineers
  • A team for your project
Build-Operate-Transfer

Turnkey business unit

A new business line for the bank: team, processes and product, handed over to the client

FAQ

A contractor writes code to a specification and closes the acceptance certificate. A vendor is accountable for the product: Rocket Tech has its own Ready Bank product line, which we implement, support and develop, and we run custom development with the same accountability for results after launch.

Banks, microfinance organisations and fintech companies in Kazakhstan and Uzbekistan. Our headquarters is in Almaty, with offices in Astana and Tashkent. Our first product in Uzbekistan launched in 2025: a CRM, described in our case study.

Yes. Ready Bank modules, the marketplace, the auto classifieds and the travel service run under the bank’s brand, within a super app or as a standalone app. The module set and licence terms are set in the contract.

We factor in the requirements of the ARDFM, the National Bank of Kazakhstan and the Central Bank of Uzbekistan from Discovery onwards: architecture, data storage, audit logs, reporting. We go through information security reviews and approvals together with the bank’s team. Regulatory changes are tracked by the Regulatory map.

It depends on the product and the bank’s systems. A full Discovery takes 4–6 weeks, an AI Control Gate pilot from 45 days. Timelines for other stages are fixed in the contract after the assessment.

SLA-based support, 24/7 monitoring, regulatory updates and product development, handled by the bank’s team, jointly with Rocket Tech or by subscription. Learn more: 24/7 support and infrastructure.

Contact us

Your request goes to our business development team: we will get in touch, work out what needs to go live at your bank and propose a solution.

Brief or presentation, up to 10 MB
Bereke Bank
Halyk Bank
Octobank
Davr Bank
Forte Bank
Colvir
Send a request Tell us what needs to go live at your bank, and a manager will get in touch.
Brief or presentation, up to 10 MB