A team for the new business line
Team composition depends on the task and stage. Hiring, operations and the subsequent transfer to the client are part of the business line plan.
Team, processes and product for a new business line: we build, launch, run and transfer it to the client. Stages, metrics and terms of the team transfer are fixed in the contract.
Bank IT budgets are growing faster than teams
Kazakhstan. Banks spend about a billion dollars a year on IT, a third of it on digital channels, while experienced engineers now cost 0.8–1 M ₸ a month, so launching a new business line in-house is limited by hiring, not by budget. Uzbekistan. Employment in the IT Park more than doubled in a year, but banks compete for experienced specialists with exporters earning foreign currency — a ready team with handover to the client closes the gap faster.
Turnkey business unit — Build-Operate-Transfer: building, launching and transferring a business line to the client
The business line is built on ready-made modules or developed for the task. After launch, the team runs operations and prepares the handover; further support is agreed separately.
Team composition depends on the task and stage. Hiring, operations and the subsequent transfer to the client are part of the business line plan.
Scope of work, acceptance criteria and KPIs are set in the contract. Missed targets are reviewed before deciding on the next stage.
Code ownership, documentation, access and team transfer are agreed in advance. Independent operation after handover requires the client’s team to be ready.
Lead, product, analytics, development, design and support; the team composition changes according to the phase plan.
Sprints, acceptance, releases, support and risk management, with preparation for handover.
Ready Bank modules, or custom development if off-the-shelf solutions don’t fit. Products
Environments, access, monitoring and security under an agreed hosting setup.
Business line goals and Operate phase criteria are set during Discovery. Results are compared against the plan at acceptance.
Work reports, a financial model and a business line KPI dashboard.
Client staff are involved from the Build phase: workshops, mentoring and hands-on joint work. AI for teams
Staff transfers are agreed with the employees and the client; rights to code, repositories, licenses and access are transferred under the contract.
SLA-based support and development, by subscription or by the client’s own team. Delivery
Discovery, Build, Operate, Transfer: scope, acceptance and KPIs for each stage. Stage price is set in the contract.
Product development without setting up a separate business line. Scope and responsibilities are set in the contract. Turnkey project
Team Lead, Senior and Middle+ engineers working within your existing team’s processes. Selection and start date are agreed separately. Team augmentation
Support and development under an agreed SLA, by subscription after handover.
“We launch products ourselves, and we know that a new business line more often stumbles over people and processes than over code. That is why a turnkey business unit includes not only development but also the team, operations and clear KPIs at every stage.”
Roman NadeinCo-founder, CEO
The model covers not only development but also the team, operations, metrics and the handover of the business line to the client.
Code rights and documentation are transferred under the contract. The scope, timing and terms of moving staff onto your payroll are agreed with the people involved.
By stage: Discovery, Build, Operate and Transfer. Price, KPIs and acceptance criteria are defined during Discovery.
At the end of each stage, the parties agree to adjust the model or stop. Moving to the next stage requires acceptance of the previous one.
Ecosystem services, AI and digital products. For an Islamic banking window, a digital bank or a crypto gateway, module readiness and the required licenses are assessed separately.
Timelines are set during Discovery, based on the product, integrations and the client’s readiness to take over the business line and the team.
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