Services beyond payments
Banking apps already let customers pay for transport. Choosing and checking a car takes them further.
A car marketplace under the bank’s brand: search, seller accounts, VIN checks, calls and chat. Runs in the super app or standalone.
Car loans are moving from the branch to classifieds
Kazakhstan. Car loan disbursements grew by almost a third in 2025 and caught up with mortgages, the debt-to-income ratio returns for them from 2027, and car shopping happens on a platform with a million visitors a day — the loan application goes to whoever is built into the listing, not to whoever waits for the customer at the dealership. Uzbekistan. Car loans are growing under a tight central bank limit, and in July 2026 the country’s largest classifieds platform was bought by a bank to embed loans and installments into listings.
Search, vehicle checks and contact with the seller on a platform under the bank’s brand
Car search, checks and contact with the seller are combined on the bank’s platform. Applications go to the dealer or to the bank’s CRM.
Banking apps already let customers pay for transport. Choosing and checking a car takes them further.
Search, vehicle checks and contacting the seller all happen on the bank’s platform. Leads go to the dealer and to the CRM, depending on the integration setup.
Sprobegom.kz, 2022: search, vehicle page, call and lead form. User flows, design and development by Rocket Tech.
Specs, photos and VIN; filters by make, year, price and mileage; curated selections and alerts.
For dealers: stock, prices, leads and statistics. For private sellers: listing placement and seller verification.
Restrictions, liens, accidents and mileage from available VIN registries. A report for the buyer and inspection booking.
Call, chat, request and test drive booking from the vehicle page. Leads are passed to the dealer portal or the bank’s CRM.
A super app module with single sign-on or a standalone platform: iOS, Android and web.
Reports on listings, views, leads and conversion, broken down by dealer and region.
Choice of sellers, regions and format: a super app module or a standalone marketplace.
Marketplace deployment, connecting vehicle checks, the first dealers and listings.
A pilot with a selected customer segment and dealers from one region. Refining the funnel and checks based on views and leads.
Connecting dealer networks and regions, joint promotion with the bank.
Development in sprints by the Rocket Tech or bank team; SLA-based support. Delivery
The marketplace runs in the bank’s infrastructure; the bank owns the code and documentation. Price and timeline are set in the contract.
Infrastructure, deployment and 24/7 monitoring by Rocket Tech. The marketplace under the bank’s brand on external hosting.
Connecting dealers and regions, new features and SLA-based support, by subscription or by the bank’s own team.
Building the team and processes, launch and handover to the bank once agreed targets are met. How it works
“A classified is not a catalogue, it is a path to an application: search, listing page, trust in the vehicle. We designed this path for Sprobegom.kz. A bank needs it inside its own app, so that customers choose a car there rather than leaving for someone else’s site.”
Oleg KachalinCo-founder, CEO in Uzbekistan Blog “Usataya Baza”LinkedIn
Both formats are available: a super app module with single sign-on or a standalone marketplace with apps and a web version.
Dealers upload their inventory via a dashboard or data feed, and private sellers post listings. Rocket Tech helps onboard the first dealers.
Against available VIN registries: restrictions, liens, accidents and mileage. The result is a report for the buyer; inspection is by appointment at the dealer.
The marketplace includes listings, vehicle checks and requests to sellers. Payment calculation and car loan applications can be added later via the bank’s loan origination pipeline.
The timeline is defined during Discovery based on format and integrations, then fixed in the contract.
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