Everyday banking in one app
Accounts, cards, transfers and loan applications come together in one digital channel. Journeys are tested with users.
Accounts, cards and payments for retail and business; loans, deposits and corporate features are added in stages. Web, iOS and Android on the bank’s design system.
The app has become the main channel
Kazakhstan. Nine tenths of cashless transaction volume goes through apps and QR, and from July 2026 every bank has a unified interbank QR and transfers by phone number — features no longer set banks apart; what does is the convenience of journeys and how fast new ones ship. Uzbekistan. There are already 75 M cards, more than half of transactions go through smartphones, and from November 2026 transfers are allowed only from mobile apps — yet half of all cards are unused, and the app has to turn an issued card into an active customer.
Mobile banking for retail and business built from Ready Bank modules
Ready Bank modules connect to the bank’s core banking system, processing and services directly or via a service bus. The scope of the base version, checks and integrations are defined before implementation.
Accounts, cards, transfers and loan applications come together in one digital channel. Journeys are tested with users.
Modules are adapted to the bank, its products and integrations. Scope and timeline are fixed in the contract.
Code, documentation and the design system let the bank’s own team develop the app. Code rights and handover terms are set out in the contract.
Balances, statements, virtual cards, card blocking, limits and transfers between own accounts.
Transfers by phone number and bank details, QR, templates, utility and mobile payments, autopayments and statuses.
Application, decision, schedule, early repayment; opening and topping up deposits, signing offers.
Documents, biometrics and checks for remote account opening; in-app authentication.
Conversations with an operator and a bot, push notifications and transaction history; complex questions handed over to staff.
Documents prepared and signed by different company employees, with limits and an audit log.
Employee cards, limits, taxes, budget payments, payroll project and accounting documents.
Interface components and rules for consistent web and mobile app flows.
Transaction checks, session and device protection, confirmations and incident reporting. Antifraud
Design system and prototype of key flows, tested with users.
Accounts, cards, transfers, payments and customer onboarding; integrations with the core banking system and processing.
Pilot, preparing App Store and Google Play releases, launching the web version and training support staff.
Adding loans, deposits, the business account and new flows; further development by the bank’s team or Rocket Tech.
Biometrics, transaction confirmation and antifraud are included in the base version, in line with country requirements and the selected products.
Deployment in the bank’s infrastructure with handover of code and documentation. Price and timeline are set in the contract.
Infrastructure, deployment and 24/7 monitoring by Rocket Tech; the app runs on external hosting.
Development and support under an SLA, by subscription or by the bank’s own team.
We build the digital channel team, launch it and hand it over to the bank once the agreed targets are met. How it works
“A mobile bank is not screens, it is scenarios: open an account, make a transfer, get a loan without visiting a branch. They are assembled from modules on the bank’s design system, so there is no need to start from scratch.”
Oleg SolabayevCTO, Head of Ready Bank products
Ready Bank modules are adapted to the bank’s design system, products and integrations. Scope and deployment timeline are set in the contract.
Yes. The bank’s design system is used; if there is none, a basic one is developed together with the bank’s team.
Customer and transaction checks, antifraud and reporting are included in the project, in line with country requirements and the product scope.
The connection method is determined by an audit of the bank’s systems: directly or via an integration bus. Available interfaces are verified before deployment.
Yes. Retail and business banking are connected in stages; priorities are set during Discovery.
The bank’s team or Rocket Tech by subscription. Code ownership, documentation and the handover procedure are agreed before deployment.
What banks in the region release in their apps
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