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Discovery: from research to product strategy

Market and user research, hypothesis and prototype testing. The result: grounds for a launch decision, priorities and a roadmap. The full format takes 4–6 weeks.

Researchinterviews and tests“I don’t understand the rejection”“It takes too long to load”97insights11 barriersPrototypeGetbank design systemLab testLaunch decisionGO4 of 6 hypotheses
Market context

The regulator keeps score of customer experience

Kazakhstan. Complaints are growing faster than the customer base: 164K complaints to the ARDFM in a year, half of them about banks, and even the top-ranked app scores 52 out of 100 — the customer journey is far from its ceiling and is measured publicly. Uzbekistan. The Central Bank has published its first complaints index by bank, given banks one hour to resolve a customer’s issue and fines them for ATM failures: research before development is the cheapest way to stay off this list.

164K
complaints to the ARDFM in 2025, +29%
291K
problematic ATM transactions in Uzbekistan in 2025
FintechstanBased on “Market radar” data

Discovery tests a product idea against data and users before development starts

Demand, needs and willingness to pay are validated with data, interviews and tests. The scope of research, prototype and financial model depends on the task; findings cover both confirmed and unconfirmed hypotheses.

Why run Discovery

Risk

Testing assumptions before development

Research tests need, demand, audience and willingness to pay. What is tested depends on the product task.

Speed

Prototype testing with users

Interviews, prototype and tests are combined into one study. The full format takes 4–6 weeks; scope and terms are set in the contract.

Solution

Go/no-go based on metrics

Research findings and the financial model provide grounds for a launch decision. Unconfirmed hypotheses and data limitations are documented in the report.

What’s included: nine parts of product research and validation

Benchmarking · online loan applicationBank A · Kazakhstan8,5Bank B · Kazakhstan6,0Neobank · global9,5Your bank4,5Best solutions go into the CJM and prototype

Competitor audit and benchmarking

Comparing solutions for the selected scenario: capabilities, differences and ideas to test.

Interviews · 24 of 30“I don’t understand why I was declined”“Document upload takes too long”Pain point #1unexplained declineMentions18 of 24R1R2R3+21Segmentsretail · SME

CustDev and in-depth interviews

Interviews with customers and employees: needs, workarounds and willingness to pay by segment.

Rocket Insight LabInterview50+Insights97interview transcription and clusteringAI synthesisExpress auditof the interfaceHypothesesto test

Synthesis in Rocket Insight Lab

Transcribing and clustering interviews, identifying recurring themes and hypotheses. Findings are verified by a researcher.

Value PropositionSegmentSME · 120KPain pointloan in 3 daysWilling to payyesPilot conversionin the financial modelFinancial modelpaybackin the model

Value Proposition and financial model

Value proposition, assessment of segments and willingness to pay, and a financial model with explicit assumptions.

CJM · online loanAwarenessApplicationDocumentsSolutionCostBarrier: 11 stepsGrowth pointScenarios for retail and business

CJM and service scenarios

Customer journey map, barriers, growth points and service scenarios across digital and offline channels.

Loan applicationNextPrototypeclickableAIClient’s design systemcomponents · 48

Clickable prototype

A prototype of key scenarios on the client’s design system, ready for testing and handover to development. Design systems

Session 14 of 40 · in progressheat map · eye trackingLive stream to the clientSampleby methodLabAlmaty

Tests in the UX lab

Moderated and unmoderated tests, eye tracking, heat maps and a live stream to the client. Sample size depends on the method.

RITE · two wavesWave 111 barriersFixesbetween wavesWave 22 barriersbarrier report

Two-wave prototype validation

Testing, fixes and retesting. The report lists resolved and remaining barriers.

Discovery metricsHypotheses4 of 6 confirmedWilling to payyesSegment120KPilot conversionin the financial modelSolutionGOtime to decisionas planned→ Delivery

Report, metrics and go/no-go

Findings, metrics and research limitations, a financial model and a roadmap for the launch decision. Delivery

Engagement formats: full Discovery, Discovery sprint, lab and audit as standalone services

Full

Discovery, 4–6 weeks

Research, CJM, prototype, two test waves, financial model and a launch recommendation. Price and scope are set in the contract.

Sprint

Discovery sprint

Interviews, synthesis, prototype and one test wave to validate a single hypothesis.

Lab

Testing your prototype

Testing of an existing prototype or app; a report with barriers and priorities. Sample size is agreed separately. Discovery

Audit

UX/CX audit with an LLM

Expert analysis with a language model: barriers, growth points and improvement priorities. Case

Experience: Discovery for a loan application

FAQ

Research tests assumptions about the product and its users; a prototype helps validate specific scenarios before development.

A report with findings and limitations, CJM, prototype, financial model and roadmap, in the agreed scope.

Representatives of target segments from the client’s base or recruited separately. Criteria, method and sample are agreed before testing.

A short study of a single hypothesis: interviews, synthesis, prototype and one test wave. The result is a conclusion with its limitations stated.

Yes. The prototype, CJM and report are used to define tasks. Technical requirements and open questions are clarified before development.

A fixed price for the chosen format; scope of work and deliverables are set in the contract.

Market

Contact us

Your request goes to our business development team: we will get in touch, work out what needs to go live at your bank and propose a solution.

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Brief or presentation, up to 10 MB