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Buying an apartment online from selection to mortgage: a sales platform for BAZIS-A

We built a platform for BAZIS-A where buyers choose an apartment in a residential complex under construction, book it with a prepayment, sign the contract with a digital signature and apply for a mortgage with Altyn Bank on their own.

5 steps
of buying online: from choosing an apartment to the mortgage
4 systems
connected: the developer’s CRM, the bank, digital signature and payments
Client
BAZIS-A
Segment
Developer
Country
Kazakhstan
Bank
Altyn Bank
Solution
Turnkey project

BAZIS-A is one of Kazakhstan’s major property developers. The company sells apartments in residential complexes that are still under construction.

The developer needed a purchase journey that customers complete online, from choosing an apartment to the contract and mortgage application. Customer and deal data also had to flow straight into the company’s internal CRM.

Task

Bring apartment sales into a single digital process. Connect apartment selection, prepaid booking, document preparation and signing, the mortgage application and data transfer to the developer’s internal systems.

How the purchase works

We built the customer-facing front end, the personal account, the admin panel and the integrations. The buyer goes through five steps:

  1. Choosing an apartment. The buyer browses residential complexes under construction and moves from the complex to the floor and the layout. Each apartment shows its specifications.
  2. Booking. The buyer books the chosen apartment online and pays the booking deposit through a payment gateway.
  3. Documents. The contract is generated automatically from the deal and buyer data.
  4. Signing. The buyer signs the contract with an electronic digital signature. The signed copy is stored in the personal account.
  5. Mortgage. The platform runs mortgage scoring, prepares the application and sends it to Altyn Bank’s mortgage system. The outcome of the review returns to the purchase process, while the mortgage decision is made by the bank.

Buyer’s personal account

The entire purchase is in one place. In the personal account, buyers see their applications, current statuses and processing history, along with their contracts, both generated and signed.

Admin panel

The BAZIS-A team manages data on residential complexes, floors, apartments and layouts, everything the buyer sees. The panel is also used to configure contract generation and the data required for bookings and mortgage applications.

Integrations

  • BAZIS-A CRM. Customer, application and deal data is synchronised with the developer’s internal system, which also receives process outcomes.
  • Altyn Bank. Exchange of mortgage applications and review outcomes.
  • Digital signature. Electronic contract signing.
  • Payment gateway. Online booking deposit for the apartment.

Result

BAZIS-A now has an end-to-end sales platform that connects the buyer, the developer and the bank in a single process. Buyers choose an apartment, pay the booking deposit and handle the contract and mortgage application online. The developer receives the data in its CRM and manages the offering through the admin panel.

There are fewer fragmented manual operations, and customers get a single digital journey from choosing an apartment to closing the deal.

More cases

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